A few months back I did a seminar for our people and their friends on God and Money. Apparently this is a subject most find unappealing as the only people who came were in financial services of some sort. Yet, those who came said it was surprising material. We did not talk about budgets or investments -- we talked about the heart of faith and love and how that revealed itself in money matters.
I want to do some posting on this subject. As I do so I must extend a reminder that there is grace in Christ for us to repent and be renewed even when unbelief has ruled our lives in money matters and left us in a mess. There is always hope because Jesus died and rose again for sinners like us.
Let's begin with some questions:
- Has the recent recession hit you hard, revealing a heart of worry and the idolatry of money? Do you find yourself checking investment news often?
- Have you been hit had because you built your future on a high risk house purchase or high debt planning? Have you borrowed on your home equity to buy things?
- Do you carry a monthly balance on your credit card? Do you think this is acceptable? Or is it just a necessity for now?
- If you sold everything you have, would you be able to pay off debts or would you be bankrupt? Do you have a plan to reduce debt?
- Do you live a life where you support yourself with work or do you live off the support of others (whether parents, government, benevolence)? This is a question of overall lifestyle, not temporary necessities or schooling. Scripture makes clear we are to work to supply for ourselves and not live off others, so that those who cannot take care of themselves may be cared for.
- Are you content with what God has given you or do you live for more stuff and borrow to live better than God has ordained for you?
- Do you give generously or only as a last resort?
- Are you aware of how much you have, how much you are paid, how much you spend?
- When you give do you seek to control or do you give freely and gladly, releasing control to God and church leaders? Do you use giving as a "vote"?
There are more, but that should be a beginning.
All of these questions are not matters of financial management but of heart management. All of them relate to whether I believe and trust my Savior to be all-loving, always faithful, perfectly able to supply my needs, and as giving me what he knows I need now.